Home and Business Owners Alert! Property is not insured against radiological accidents at San Onofre

May 2, 2024

By Sarah Mosko

Appeared:
Voice of OC, 02-May, 2024
Fullerton Observer, 02-May, 2024
Times of San Diego, 03-May, 2024
Laguna Beach Independent, 24-May, 2024 (p. 8)
Irvine Community News & Views, 16-June, 2024

The outlined canister storage area sits next to the tsunami wall and the encroaching ocean.

Many residents of Orange and San Diego counties were relieved when the nuclear power plant at San Onofre was permanently shut down in 2013. This naïve thinking, that the plant posed risks to people and property only while the reactors were operational, was challenged in the Register’s March 31 article by lead reporter Terri Sforza in which two nuclear experts weighed in on the dangers of storing 3.6 million pounds of nuclear waste onsite at San Onofre.

The false hope in 2013 ignored the hazards of dry storage of spent nuclear fuel (SNF), containing some of the most dangerous materials on earth. Used nuclear fuel is termed “spent” only because it can no longer sustain fission in a nuclear reactor. The decay products of nuclear fission, which are what must be stored safely once a plant is shuttered, are millions of times more deadly than was the original uranium fuel.

Due to failure of the federal government to construct a geologic repository as mandated by the Nuclear Waste Policy Act of 1982, San Onofre is now a nuclear waste dump site for the foreseeable future. This waste is so highly radioactive that it requires remote handling and isolation for up to a million years. That alone is cause for concern to all southern Californians.

Storm surf is already breaching the sea wall and battering San Onofre’s tsunami wall, even before future sea level rise. Photo: Mark Mennie 1/11/24

Add to that these worrisome facts of how and where the waste is stored: adjacent to the shoreline with sea level rise inevitable; in an earthquake/flood/tsunami zone; in temporary thin-walled canisters susceptible to cracking; and in plain view therefore vulnerable to terrorist attack.

Given that in California, like most states, insurance policies for homes and commercial properties do not usually cover nuclear accidents of any type, home and business owners in southern California should be invested in ensuring that San Onofre’s SNF is being secured as safely as humanly possible.

Like most homeowners, I failed to notice the Nuclear Hazards Clause in the exclusions section of my homeowner’s policy. In mine, the exclusion applies to “any nuclear reaction, radiation, or radioactive contamination, all whether controlled or uncontrolled or however caused, or any consequences of any of these.”

This means zero insurance coverage for any radiologic-caused damage or contamination to anything within the property’s perimeter, including building structures, soil, and water. Nor are relocation costs covered if the property becomes uninhabitable.

This exclusion protects insurers from obligation to honor impossibly huge payouts when large numbers of properties are impacted.

Nuclear power plant operators are also shielded from liability and compensation to the public in the event of a radioactive release through the 1957 Price-Anderson Act. This law limits the liability of individual commercial reactor owners to a defined amount ($500 million per site). It also explicitly caps at $16.1 billion the total compensation available to the public for any radiological incident exceeding $500 million. That cap includes an industry-wide self-insurance program in which other commercial nuclear power sites chip in.

Any additional possible compensation to the public for an incident at San Onofre or elsewhere would require an act of Congress.

Contrast that $16.1 billion cap to a 2019 white paper on the economic impact of a radiological release impacting a 50-mile radius around San Onofre which concluded “. . . about $13.4 trillion in gross regional product could be at risk over a 50-year time horizon.”

The particular risks of San Onofre’s dry waste storage system were addressed in Sforza’s article. Two engineers with lifelong careers in the nuclear industry expressed differing views on the most imminent threats. Paul Blanch, a nuclear industry consultant and safety advocate, prioritizes the risks of flooding from sea level rise, storm surges, earthquakes, and tsunamis. Per Sforza, “He’d feel a lot better if the dry storage system were hoisted another 20 feet in the air.”

High surf breaching the sea wall at San Onfore. Photo: Gary Headrick 5/17/23

Regarding the views of David Lochbaum, a nuclear engineer and safety advocate turned watchdog, Sforza wrote: “Lochbaum’s concerns center on the dry storage systems themselves…. Lochbaum would feel a lot better if more regular and rigorous inspections of dry storage systems and canisters were required.”

Though these experts might disagree on the most imminent risks, there is apparent agreement that the current system for SNF storage at San Onofre is faulty, that radiological accidents are possible, and that both people and property are at risk. Many local nuclear safety advocates also want the thin-wall canisters replaced with more robust and fully inspectable thick-wall casks, as used throughout much of the rest of the world.

Despite controversy over the very best solution(s), there is widespread agreement that Southern California Edison, the Nuclear Regulatory Commission, and possibly the State of California need to take quick and decisive action to better protect people and property.

Also contained in the exclusions section of home and commercial property insurance policies is a similar War Clause. This suggest that a radiological accident at San Onofre caused by an act of terrorism could leave home and business owners doubly out of luck.


The Insanity of Expanding Nuclear Energy

May 12, 2022

By Sarah “Steve” Mosko

Appeared:
E-The Environmental Magazine, 10-May, 2022
Irvine Community News & Views, 12-May, 2022
Fullerton Observer, Mid-May, 2022
Times of San Diego, 16-May, 2022
SoCal Water Wars, 13 June, 2022

Former nuclear regulatory top dogs from the United States, France, Germany and Great Britain issued a joint statement in January strenuously opposing any expansion of nuclear power as a strategy to combat climate change. Why? There is not a single good reason to build new nuclear plants. Here are ten solid reasons not to.

  1. Nuclear is too slow to tackle climate change. The new generation of proposed commercial nuclear plants, so called Advanced and Small Modular Reactors (SMRs), are at best decades away in designing and building. The latest report from the International Panel on Climate Change makes clear that limiting global warming to 1.5°C (2.7°F) means “achieving net zero carbon dioxide emissions globally in the early 2050s.” Wind and solar farms can be up and running in just a few months or years. Renewables can power the world by 2050, according to financial think tank Carbon Tracker.
  2. Nuclear energy is too costly. Renewables like wind and solar are already the world’s cheapest form of energy, and their prices continue to tumble. By 2019, utility-scale renewable energy prices had already fallen to less than half that of nuclear. Together with lower natural gas prices, there’s been little momentum in the United States to construct new nuclear plants for decades. Expanding nuclear power would translate into higher energy costs for consumers.
  3. Nuclear is neither carbon-free nor non-polluting. While it’s true that the electricity produced by an operating nuclear plant doesn’t emit carbon dioxide, mining and enrichment of uranium are carbon intensive and pollute the air with potent greenhouse gases called chlorofluorocarbons. Radioactivity releases into air and water from nuclear plants are routine. And, the United States has already accumulated 85,000 metric tons of highly radioactive commercial spent fuel waste, the most dangerous pollutant known to man.
  4. The problem of permanent disposal of nuclear waste remains technically unsolvable for the short or long term. Though the Nuclear Waste Policy Act of 1982 mandated construction of a permanent deep geologic repository to safely isolate nuclear waste for a million+ years, four decades hence there is literally no progress. Consequently, the nation’s commercial nuclear plants are, for the foreseeable future, de facto nuclear waste dumps.
  5. Nuclear is non-renewable. Like coal, oil and natural gas, uranium is a finite resource. The United States imports nearly half its uranium from Russia and its two close allies, Kazakhstan and Uzbekistan. Uranium was not included in the Biden administration’s recent ban on energy imports from Russia in response to the invasion of Ukraine.
  6. Proposals for constructing “temporary” storage solutionsso-called consolidated interim storage sites (CIS)are a diversion from the fact that a proven geologic repository for spent nuclear fuel doesn’t exist anywhere on earth. Governors of Texas and New Mexico are fighting against CIS facilities in their states for fear of becoming permanent dumps. Moving nuclear waste all across the country to CIS facilities creates risks of radiation accidents along transportation corridors.
  7. The nuclear waste dry storage canisters used throughout most of the United States are thin-walled (1/2 to 5/8 inch) and unsafe for storage or for off-site transport. They are susceptible to short-term cracking but can’t be inspected for cracks or monitored to prevent radiation releases. Other countries use thick-walled (10 to 19 inch) metal casks which are designed to prevent cracking, can be monitored, and survived the 9.0 Fukushima earthquake.
  8. The nuclear meltdowns at Chernobyl, Fukushima, and Three Mile Island demonstrated there is no room for human error or natural disasters when it comes to anything nuclear. Moreover, human civilizations come and go: The Roman Empire lasted short of 1,000 years. Humanity can’t guarantee the safety of even our current nuclear reactors let alone ensure that future civilizations will stay clear of nuclear waste dumps for the next million+ years.
  9. Nuclear plants are sitting ducks for terrorist attacks, whether still operating or storing nuclear waste. Dry storage canisters are stored onsite in the wide open in so-called Independent Spent Fuel Storage Installations. Vulnerability to malfeasance was driven home recently by the ease with which Russia captured both the Chernobyl site and the Zaporizhzhia nuclear plant early in the invasion of Ukraine.
  10. The idea that Advanced and Small Modular Reactors can save the day is magical thinking, as they’re a completely unproven concept. On the order of ten thousand SMRs would be needed to impact climate change in time. This would create thousands more radioactive dump sites and as many opportunities for both nuclear accidents from human error or natural disasters and weapons proliferation from the plutonium generated by nuclear reactors.

Getting to net zero carbon emissions by the early 2050s requires the greatest reduction in carbon emissions in the shortest time and at the lowest cost. That nuclear can’t deliver on this and should be banned is the outspoken position of the former head of the Nuclear Regulatory commission, Gregory Jazcko.

The “all hands on deck” approach espoused by too many politicians to explain support for new nuclear is blatantly faulty, given that every dollar misspent on new nuclear is a dollar not invested in energy efficiency and faster, cheaper renewables. Expanding nuclear will assuredly retard progress on solving the climate crisis.