Home and Business Owners Alert! Property is not insured against radiological accidents at San Onofre

May 2, 2024

By Sarah Mosko

Appeared:
Voice of OC, 02-May, 2024
Fullerton Observer, 02-May, 2024
Times of San Diego, 03-May, 2024
Laguna Beach Independent, 24-May, 2024 (p. 8)
Irvine Community News & Views, 16-June, 2024

The outlined canister storage area sits next to the tsunami wall and the encroaching ocean.

Many residents of Orange and San Diego counties were relieved when the nuclear power plant at San Onofre was permanently shut down in 2013. This naïve thinking, that the plant posed risks to people and property only while the reactors were operational, was challenged in the Register’s March 31 article by lead reporter Terri Sforza in which two nuclear experts weighed in on the dangers of storing 3.6 million pounds of nuclear waste onsite at San Onofre.

The false hope in 2013 ignored the hazards of dry storage of spent nuclear fuel (SNF), containing some of the most dangerous materials on earth. Used nuclear fuel is termed “spent” only because it can no longer sustain fission in a nuclear reactor. The decay products of nuclear fission, which are what must be stored safely once a plant is shuttered, are millions of times more deadly than was the original uranium fuel.

Due to failure of the federal government to construct a geologic repository as mandated by the Nuclear Waste Policy Act of 1982, San Onofre is now a nuclear waste dump site for the foreseeable future. This waste is so highly radioactive that it requires remote handling and isolation for up to a million years. That alone is cause for concern to all southern Californians.

Storm surf is already breaching the sea wall and battering San Onofre’s tsunami wall, even before future sea level rise. Photo: Mark Mennie 1/11/24

Add to that these worrisome facts of how and where the waste is stored: adjacent to the shoreline with sea level rise inevitable; in an earthquake/flood/tsunami zone; in temporary thin-walled canisters susceptible to cracking; and in plain view therefore vulnerable to terrorist attack.

Given that in California, like most states, insurance policies for homes and commercial properties do not usually cover nuclear accidents of any type, home and business owners in southern California should be invested in ensuring that San Onofre’s SNF is being secured as safely as humanly possible.

Like most homeowners, I failed to notice the Nuclear Hazards Clause in the exclusions section of my homeowner’s policy. In mine, the exclusion applies to “any nuclear reaction, radiation, or radioactive contamination, all whether controlled or uncontrolled or however caused, or any consequences of any of these.”

This means zero insurance coverage for any radiologic-caused damage or contamination to anything within the property’s perimeter, including building structures, soil, and water. Nor are relocation costs covered if the property becomes uninhabitable.

This exclusion protects insurers from obligation to honor impossibly huge payouts when large numbers of properties are impacted.

Nuclear power plant operators are also shielded from liability and compensation to the public in the event of a radioactive release through the 1957 Price-Anderson Act. This law limits the liability of individual commercial reactor owners to a defined amount ($500 million per site). It also explicitly caps at $16.1 billion the total compensation available to the public for any radiological incident exceeding $500 million. That cap includes an industry-wide self-insurance program in which other commercial nuclear power sites chip in.

Any additional possible compensation to the public for an incident at San Onofre or elsewhere would require an act of Congress.

Contrast that $16.1 billion cap to a 2019 white paper on the economic impact of a radiological release impacting a 50-mile radius around San Onofre which concluded “. . . about $13.4 trillion in gross regional product could be at risk over a 50-year time horizon.”

The particular risks of San Onofre’s dry waste storage system were addressed in Sforza’s article. Two engineers with lifelong careers in the nuclear industry expressed differing views on the most imminent threats. Paul Blanch, a nuclear industry consultant and safety advocate, prioritizes the risks of flooding from sea level rise, storm surges, earthquakes, and tsunamis. Per Sforza, “He’d feel a lot better if the dry storage system were hoisted another 20 feet in the air.”

High surf breaching the sea wall at San Onfore. Photo: Gary Headrick 5/17/23

Regarding the views of David Lochbaum, a nuclear engineer and safety advocate turned watchdog, Sforza wrote: “Lochbaum’s concerns center on the dry storage systems themselves…. Lochbaum would feel a lot better if more regular and rigorous inspections of dry storage systems and canisters were required.”

Though these experts might disagree on the most imminent risks, there is apparent agreement that the current system for SNF storage at San Onofre is faulty, that radiological accidents are possible, and that both people and property are at risk. Many local nuclear safety advocates also want the thin-wall canisters replaced with more robust and fully inspectable thick-wall casks, as used throughout much of the rest of the world.

Despite controversy over the very best solution(s), there is widespread agreement that Southern California Edison, the Nuclear Regulatory Commission, and possibly the State of California need to take quick and decisive action to better protect people and property.

Also contained in the exclusions section of home and commercial property insurance policies is a similar War Clause. This suggest that a radiological accident at San Onofre caused by an act of terrorism could leave home and business owners doubly out of luck.


Public at Risk: Scandals at San Onofre Nuclear Generating Station

August 1, 2019

By Sarah “Steve” Mosko

Versions appeared:
Escondido Grapevine, 08-Aug, 2019
Fullerton Observer, 08-Aug, 2019
Times of San Diego, 12-Aug, 2019
Voice of OC, 01-Oct, 2019

Beachfront in-ground nuclear waste storage silos at San Onofre

Two recent scandals force the question: Is public safety the top priority of either the Nuclear Regulatory Commission (NRC) or SoCal Edison as they lurch forward in removing spent nuclear waste from cooling pools and loading into dry storage at the now shuttered San Onofre Nuclear Generating Station (SONGS)?

In August 2018, a conscience-driven whistle blower exposed how, because of a system design flaw and human error, a 54-ton canister loaded with radioactive spent fuel nearly crashed down 18 feet during a procedure to load it into an in-ground dry storage silo. He also detailed a general atmosphere of neglect for public safety by both the NRC and Edison.

A subsequent Special Inspection led the NRC to conclude that the incident was caused by “inadequate training, inadequate procedures, poor utilization of the corrective action program, and insufficient oversight.” Torgen Johnson, project director at the Samuel Lawrence Foundation who was instrumental in getting SONGS shut down, finds this deceptive because it places all the blame on personnel while ignoring the “defective engineering, design defects, and sloppy fabrication” of the storage system at SONGS.

NRC imposed an $116,000 civil penalty on Edison and cited the incident as a Severity Level II violation, the second most serious possible violation. NRC spokesperson David McIntyre confirmed that no spent fuel licensee has ever received a Level I violation and that Edison is the first to receive a Level II, making it the single most serious violation in the country.

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Ticking Time Bomb at San Onofre Nuclear Plant

December 29, 2017

By Sarah “Steve” Mosko

Appeared:
Voice of OC, 01-Jan, 2018
Fullerton Observer, Jan, 2018
San Diego Free Press, 03-Jan, 2018
E-Magazine, 05-Jan, 2018
Times of San Diego, 06-Jan, 2018
Escondido Grapevine, 21-Jan, 2018

San Onofre Nuclear Generating Stations (SONGS) abuts I-5 Fwy and ocean. Photo: Jelson25, Wikimedia Commons.

The seaside nuclear reactors at the San Onofre Nuclear Generating Station in San Clemente were permanently shut down in 2013 following steam generator malfunction. What to do with the 3.6 million pounds of highly radioactive waste remains an epic problem, however, pitting concerned citizens against Southern California Edison, the California Coastal Commission and the Nuclear Regulatory Commission (NRC). Edison operates San Onofre, the Coastal Commission is charged with protecting the coastline, and the NRC is responsible for long-term storage of spent nuclear fuel and protecting the public.

The Problem
A reactor’s spent nuclear fuel must be stored safely for 250,000 years to allow the radioactivity to dissipate. San Onofre’s nuclear waste has been stored in containers 20 feet under water in cooling pools for at least five years, the standard procedure for on-site temporary storage. Long-term storage necessitates transfer to fortified dry-storage canisters for eventual transportation to a permanent national storage site which, under the Nuclear Waste Policy Act of 1982, the federal government is under obligation to construct.

However, the plan to build an underground repository at Yucca Mountain in the Nevadan desert was ditched in 2011 out of concern that deep groundwater could destabilize the canisters, leaving the United States with literally no plan on the horizon for permanent storage of nuclear waste from San Onofre or any other of the country’s nuclear power plants. In fact, under the NRC’s newest plan – the so-called Generic Environmental Impact Statement – nuclear power plant waste might be stored on-site forever.

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